According to Riley Mae Floss, life is a ten-page menu of possibilities. As the owner of a cupcake shop in small-town Missouri, she thrives on candies and rainbows and spreading joy every chance she gets. Even her hair is the color of bubble gum. Life is just the way she likes it, so why would she want anything to change now?

But when a tornado rips into Riley Mae’s southern town and destroys nearly everything in its path, her happy little life changes in less than forty-two seconds. Buildings gone. Homes carried away. People missing or even dead. Her bakery a shell of what it once was; also her life. Riley Mae’s picture-perfect world is shattered, and everyone she cares about has been hurt in the process.

According to insurance adjuster Chad Gamble, life always works out exactly the way it’s supposed to…for other people. As for him, life is a bit of a crapfest—one where he never wins the prize, makes the starting team, or gets the girl. He’s straight-laced, suit-and-tie, all-business, and sees the world for the color it is: muted gray with a little black around the edges. 

So when Chad Gamble walks into Riley Mae’s ruined bakery to “assess the damages”—his words, not hers—he has no intention of getting bogged down by sentimental nonsense. Sparks immediately start to fly, and not the good kind. Who does this pushy, pink-haired chick think she is, treating him like an outsider when all he came to do was help?  He can’t figure out why the locals like her so much.

Or worse, why he can’t stop thinking about her.